Oklahoma City: Be Prepared for an Auto Accident
Take These Steps to Protect Your Health and Your Insurance Claim
After an auto accident, things can get confusing and chaotic quickly. Knowing exactly what to do ahead of time protects both your health and your legal rights.
At the Scene
1. Call 911. Even if the accident seems minor, call police and get an official report. This document is critical for your insurance claim.
2. Don't admit fault. Say as little as possible to other parties at the scene beyond exchanging required information. Don't say "I'm fine" — you may not know yet.
3. Exchange information. Get the other driver's name, insurance company, policy number, driver's license, and license plate number. Photograph everything.
4. Document the scene. Photograph all vehicle damage from multiple angles, road conditions, traffic controls, and any visible injuries.
5. Get witness information. Name and contact info from any witnesses before leaving the scene.
After the Scene
6. Notify your insurance company promptly. Delayed reporting can jeopardize your PIP claim.
7. Seek medical evaluation within 24–72 hours. Many serious injuries — whiplash, disc herniation, concussions, soft tissue tears — don't produce obvious symptoms immediately. Getting evaluated early protects your health and creates the medical record that supports your insurance claim. Delays in seeking care can both worsen your injury and jeopardize your ability to recover damages from the at-fault driver's insurer.
8. Call Accident Care. (405) 842-3209 — same-day appointments, walk-ins always welcome. 3209 NW Expressway, Oklahoma City, OK 73112. Open Monday, Wednesday, Friday 8am–5pm; Tuesday, Thursday 9am–6pm.